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Review 3/15/2011
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I received a mailing that appeared to be a official court document regarding my mortgage. After calling a few times in a few days I finally got a person.
He introduced himself and told me a story about my mortgage company committing fraud and how it got picked up by a larger bank and how now that larger bank is now committing fraud with monies received by the Obama administration fro mortgage modifications and that if I go with them they will get my mortgage down to some unheard of amount and interest rate and the bank will be sued in court by their powerful lawyers. He pre-qualified me by asking me if I have ever submitted application for loan modification before with my current loan institution. I have not. He said this was good. BUT!! in-order to get this all in to motion I needed to send them $2300 as soon as I can. Oh and it was refundable if for some reason his lawyers failed I guess. He wasn't too clear on the refund part (of course.) So I am already aware of CA state law that it is illegal to ask for upfront moneys to modify a home loan. On the letter it was so deceiving that it read "seeking $75k in damages per individual! Seek compensation for damages!" what a lure uh? BEWARE!
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